KGT’s specialised financial services are geared towards facilitating sustainability of markets for Micro and Small Enterprises (MSEs) through provision of innovative financial products including:

Factoring
The factoring facility has 3 key objectives:

• Enable MSEs overcome financial resource limitations and transact effectively in mainstream and niche markets.
• Ease constraints existing in value chains and facilitate leverage points to positively affect a large number of micro and small enterprises who would otherwise rely on middlemen for cash.
• Complement Business Development Services (BDS) programmes
  
  Read more information on factoring.

Pre-order financing.
During the growth and expansion phases of most businesses, cash flow reserves often become insufficient. Preorder financing directly pays the supplier for good supplied, freeing the MSEs cash for other critical business expenses.

Micro leasing

Leasing is a medium term financing instrument used for financing fixed and moveable assets such as farm machinery, processing equipment, building, land and vehicles.

KGT has developed this product to specifically meet the needs of MSEs in rural areas for assets in the dairy, horticultural and fishing sub sectors to name but a few.

Gatsby Business Clubs